Today: Northwest Indiana financial advisor Greg Hammer is on "Regionally Speaking" to talk about the impact of inflation (5.4% CPI increase in the past year, the highest increase in almost 13 years) and its impact on retirement income. He keys it to the 2022 COLA rise for Social Security recipients: average retiree checks will be rising by $92 a month next year. Greg says every retiree needs an income plan that doesn’t rely on the government or on cost-of-living adjustments. We also revisit our conversation with Neil Samahon, the president and CEO of Porter County-based Opportunity Enterprises. OE is expanding its Respite House service with a new facility along Lake Eliza, which will help persons with disabilities and their families enjoy a higher quality of life. And Todd Rossow, the Midwest regional manager with the U.S. Federal Trade Commission, has a holiday scam alert which covers online purchases, travel and charitable giving.