Open Health Insurance Enrollment Starts Tuesday
September 25, 2013 — Uninsured Hoosiers hoping to secure health insurance through the passage of the Affordable Care Act will have open enrollment starting Tuesday.
The Indiana Health Insurance Marketplace will open on October 1, and the corresponding coverage begins January 1, 2014.
Middle-income Hoosiers younger than 65 who are not covered for health care benefits through their employer, Medicaid or Medicare are eligible. Low-cost plans and financial help is available to Hoosiers based on annual income through tax credits. For information is available at healthcare.gov.
The Indiana Hospital Association says its members will be working with residents to help them navigate the new healthcare system, “The Indiana Hospital Association and the Indiana Primary Health Care Association, Inc. are preparing to help uninsured Hoosiers learn about and apply for the new health care coverage program operated by the U.S. Department of Health and Human Services (HHS).”
The Hospital Association says, “the Health Insurance Marketplace will allow eligible Hoosiers to compare health insurance options and enroll in a plan that meets both their needs and their budget. The six-month open enrollment period will run from Oct.1 until March 31, 2014, with the official launch of healthcare coverage through the marketplace beginning Jan.1, 2014… All plans must cover doctor visits, hospital stays, preventive care and prescriptions, and no one can be denied coverage if they have a pre-existing condition. Low-cost plans and financial help is available to Hoosiers based on annual income through tax credits.”
According to IHA President Doug Leonard, numerous statewide organizations have been aligning resources to help prepare for the enrollment, “Hospitals and other groups throughout the state are looking for ways to educate people as we move forward with enrollment over the course of the next six months. A clear understanding of the resources available to the public is of the utmost importance so that Hoosiers can select an insurance plan that best meets their budget and their health care needs.”
The Association says approximately 880,000 Indiana residents younger than 65 do not have health insurance.